Pathward Partners With FairPlay to Enhance Algorithmic Decisions
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Smarter AI:
Safer Decisions

Identify and correct AI blindspots—without slowing your innovation.
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Accelerate AI Adoption.
Reduce Risk.

Your AI models power lending, credit risk, and fraud detection. But hidden bias and compliance pitfalls can expose you to regulatory scrutiny and time-consuming manual reviews. FairPlay automates AI governance, cutting validation times by up to 80% while keeping your models profitable, fair and auditable. See customers and seize opportunities others don't. Stay ahead of shifting regulations. Protect your reputation. Scale AI decisions with confidence.

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Bias and Validation Testing

  • Identify bias in your decisions—even as conditions evolve
  • Comply with ECOA, OCC, CFPB, FDIC, SR 11-7 and state guidelines
  • Continuous Model Governance

  • Built for MRM Best Practices—centralize model inventory, version every change
  • Monitor and govern internal and third-party models on one platform
  • Always Audit-Ready

  • Generate easy-to-understand compliance reports on demand
  • Eliminate manual reviews and reduce regulatory risk
  • Higher Approvals, Lower Risk

  • Find, evaluate, and apply alternative models that drive profitability and inclusion
  • Approve more qualified applicants while maintaining rigorous fairness standards
  • Trusted by Industry Leaders

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    Banks, credit unions, fintechs, and specialty lenders choose FairPlay to make better AI decisions. FairPlay analyzes 300+ million AI-driven decisions monthly, delivering compliance faster and more reliably for:

  • “Now we can treat compliance the same way we treat credit underwriting, tweaking the model, running the model, analyzing the data, and continuing to make changes.”

  • Reactive to Proactive

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    Manual audits and frantic data hunts don’t just waste time—they create compliance risk. FairPlay gives you continuous compliance oversight and on-demand regulatory reporting. 

    Before FairPlay

    After FairPlay

    Manual, annual audits

    Continuous, real-time oversight

    Manual, annual audits

    Continuous, real-time oversight

    Surprises leading to lawsuits and enforcement actions

    Instant alerts for bias and governance gaps - fix issues early

    Lengthy, fragmented model validation

    Independent reviews of internal and third-party AI systems

    Manual, annual audits

    Continuous, real-time oversight

    Weeks of gathering data for regulatory review

    On-demand compliance reports — no last-minute scrambling

    Lengthy, fragmented model validation

    Independent reviews of internal and third-party AI systems

    Surprises leading to lawsuits and enforcement actions

    Instant alerts for bias and governance gaps - fix issues early

    Real-World Impact

    FairPlay delivers tangible benefits across your organization—from shorter review cycles to bigger returns.

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    • 80% Faster Validation

      Automate model audits, free up your teams

    • Reduce Regulatory & Legal Risk

      Detect bias early, safeguard your bottom line

    • Increase Approvals & ROI

      Optimize for performance and inclusion

    • Audit Readiness

      Satisfy OCC, CFPB, FDIC, and state analytics and documentation standards

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    Get Started

    Don’t let hidden risks slow you down. FairPlay AI keeps you one step ahead of new regulations—and your competition.

    FairPlay's Knowledge Hub

    Explore our collection of podcasts, research, and expert insights on building more equitable financial systems through responsible AI

    Free Resource

    Download Fairplay’s “Fairness Math Made Simple” Guide for Lending & Insurance

    Learn More
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    Free Resource

    How to Choose a Less Discriminatory Alternative

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    Guide to FairPlay Framework for reducing discrimination in models